FINANCING IMPROVEMENTS

The Energy Efficient Mortgage (EEM) is a government-sponsored program that allows you to roll the costs of effective energy efficient improvements into your home loan. This outstanding opportunity is available when purchasing or refinancing your home. The EEM can usually be obtained with little or no out-of-pocket money, and in almost all cases, no additional qualifying is required.

The Energy Efficient Mortgage program is offered by the following government and conventional-sponsored loans: Department of Housing and Urban Development (HUD - FHA), Veteran's Administration (VA), Fannie Mae, and Freddie Mac.

The EEM is the only government and conventional-sponsored program that provides you with an opportunity to have a cleaner, healthier, quieter, more comfortable home that uses less energy. And the good news is your upgrades can pay for themselves through substantial monthly utility savings.

Note: The EEM is sanctioned and endorsed by several government agencies, utility companies, and environmental groups.

For more information visit Arkansas Energy or US Department of Houseing and Urban Development